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Should I Sell a House Due to Ill Health?

Ill health can have a range of adverse effects on almost every facet of your life. But one of the issues many people struggle with the most is their financial welfare. How do you continue paying the bills when you’re not able to earn?

Are you asking yourself: Should I sell a house due to ill health? If you are, you’re probably worried about what the future holds — particularly if you have a mortgage to pay.

Assess your situation in full. Think about the short, medium and long term. And to help you make the best decision for you and your loved ones, here are a few issues to consider.

How will I pay my mortgage when I’m ill?

Making mortgage repayments every month is a significant commitment. Miss just one or two instalments, and you could find yourself on the wrong end of eviction proceedings.

Do you have illness cover with your mortgage? How long will the policy continue to make mortgage repayments? Do you expect to be better by the time the cover runs out? These are questions you must answer truthfully. If you’re in any doubt about your ability to make your monthly mortgage repayments in the future, you should seriously consider selling your house now.

But selling your house isn’t your only option. If you need several months off — and you don’t want to move — consider an equity release scheme. This allows you to stay in your home while you unlock a hefty chunk of equity for your immediate needs.

Will I have medical expenses to worry about?

One of the great privileges afforded to people in the UK is access to the NHS. But while you don’t have to worry about treatment fees, there are other costs to consider. For example, you might need additional care at home. You may want to adapt your home to cater to your needs while you convalesce.

Should I sell a house due to ill health?

By selling your existing home now, you can get your hands on the money needed to aid your recovery. If you don’t have time to wait for the open property market to produce a buyer, SellPropertyFastCash can help. We buy houses fast. There are no lengthy negotiations or protracted conveyancing processes involved. If the circumstances are right, you’ll receive the money for your fast house sale within a month or two.

If you require long term care, you might be required to pay for it. There is help available from the UK Government, but it’s means tested. You can find out where you stand by checking out the Age UK website.

Is moving house due to ill health really the best option?

Having a lot of equity in your home when you’re struggling with illness can be a huge comfort. A quick house sale or an equity release scheme is a great way to unlock the money you need to get you through such a tough time. But is that always the best option?

Moving house might be a huge strain on your mental and physical health. If so, unlocking equity might be the best option. However, if you’re up to the move, you can make a clean break and a fresh start in your new home. Downsizing your property due to ill health is relatively simple when you sell to a “we buy any house” company.

Should I sell a house due to ill health?

Don’t underestimate the stress involved with selling a house on the open market. It’s tough enough at the best of times. But when you’re ill, it can set back your recovery considerably. A fast house buying company can take a lot of the burden off your shoulders.

Speak to your clinicians

Before you do anything, take the time to speak to your doctors and medical professionals. Ask them what they suggest. It might be that moving house is the last thing you need. An occupational therapist, for example, might suggest that your current home is perfect. Or if you’re determined to sell your property, he or she might help you to choose your next home.

Moving house due to ill health is a huge move. Take your time making the decision, and seeks advice from clinicians, family and friends. And if you need to sell your property to generate much-needed funds, contact us today.

For more information on how https://www.sellpropertyfastcash.co.uk can help you sell your house fast please visits our contact us page.

Sell Property Fast Cash,
Mclintocks,
Summer Lane,
Barnsley,
South Yorkshire,
S70 2NZ
Telephone:0800 68 99 42

We Buy Your House

Can Spring Cleaning Help You To Sell Your House Fast?

Spring is about new beginnings, and what better way to reboot your home than by spring cleaning it. Springtime is also a great time to sell a house, as there are usually more buyers around. But can spring cleaning help you to sell your home fast?

Yes — to a point.

But you’ll need to do more than vacuuming and polishing. Your spring clean must include all those niggling repair jobs you’ve been putting off for so long. Think about your spring clean as a way to get your property ready for viewings.

A clean, well-presented home in good repair maximises the chance of finding a buyer quickly. And to help get you there, we’ve compiled a list of simple spring cleaning tips for selling a house fast — and for the best possible price.

Get the carpets cleaned

Carpet cleaning for fast house sale

You probably don’t need to replace all your carpets to impress prospective buyers. Professional cleaners use state-of-the-art cleaners and strong carpet shampoos to remove dirt and stains. You might be able to restore your floor coverings to their showroom condition.

Deep clean the bathroom

The bathroom is one of the most important rooms in the home. It has to be functional, but it must also be clean and presentable. This is why it should be one of your cleaning priorities. And a quick once-over with a cloth and a cleaning spray probably isn’t going to deliver the results you need.

Pay attention to the following:

  • Clean tile grouting with white vinegar or steam
  • Remove mildew and mould with an appropriate cleaning agent
  • Remove limescale from taps, plugholes and showerheads
  • Remove soap scum from your bathtub and shower
  • Remove grime from all your kitchen furniture
  • Clean the windows thoroughly
  • Clean mats and runners
  • Ensure only fresh towels are on display during viewings

Deep clean the kitchen

Another important room for prospective buyers is your kitchen. This is where a lot of families spend most of their time these days, so it has to be spotless. Don’t take shortcuts here. Clean and degrease the entire room. And make sure you move appliances to clean underneath them. Buyers should take one look at your kitchen and feel comfortable eating in it.

Neutralise

Neutral colour schemes maximise appeal to house buyers

If you already have neutral colour schemes, make sure all your walls are clean and free from dust. Don’t be afraid to give rooms a fresh lick of paint to neutralise decor. The likes of white, cream and magnolia have universal appeal.

Clean your windows

There are many reasons why you should spend extra time on your windows. They’re crucial in creating so-called kerb appeal. And they play a key role in generating clean spaces. But perhaps most important is their impact on the natural light in your home. Natural light makes spaces feel larger and airier. Brightening up your home by allowing light to flood in can make the entire property feel brighter and more spacious.

Tip: Get a professional window cleaner to clean your windows and window frames just before you start welcoming prospective buyers to your home.

In short, clean your home from top to bottom just before you start hosting property viewings. Cleanliness is crucial in allowing people to imagine themselves in your property. Get it right, and you can speed up the house sale process considerably.

But if you still can’t find a house buyer, we can help and can complete many purchases within just four weeks.

For more information on how https://www.sellpropertyfastcash.co.uk can help you sell your house fast please visits our contact us page.

Sell Property Fast Cash,
Mclintocks,
Summer Lane,
Barnsley,
South Yorkshire,
S70 2NZ
Telephone:0800 68 99 42

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