The internet is an excellent resource if you need to sell a house fast. You can stay in control of the process while reaching an enormous audience. But it’s not without its challenges.
While there’s still a lot to be said for traditional estate agents, marketing your home on the internet can save you money — at least on upfront costs. But how do you sell a house online fast? And how do you maximise the sale price you achieve?
We’ve put together a few options to make your first foray into online house selling as easy as possible.
Find a reputable online estate agency
Several national online estate agencies allow you to list a house for sale from the comfort of your own home. They help with marketing and many of the logistics involved, but they aren’t without their issues. Companies such as Hatched, eMoov and PurpleBricks deliver results, but hidden fees and inaccurate marketing are just two of the criticisms thrown their way in recent years.
There are also property directories that allow you to create your property listing for a small fee. Sites like OnTheMarket give you the tools, but you remain in control of marketing and all the other processes involved.
Go it alone
Nothing is stopping you from taking full control of your house sale online. You can, for example, create your website using a basic site-building service such as Weebly. Upload some quality photos and write detailed descriptions for every room.
If you’re playing the part of an estate agent, you should take every possible opportunity to market your home. Get on discussion boards and forums. Add comments to popular local websites. Stay active on all your social media accounts — using pages and communities on Facebook and hashtags on Twitter.
And don’t be afraid to use an online estate agency or property directory alongside your independent strategies. The more people you can reach, the faster you’ll sell your home.
Sell to a house buying company
Perhaps the fastest and simplest way to sell a house online is to approach a national house buying company such as SellPropertyFastCash. They value your home and make you an offer based on current market conditions. And while you might have to take a modest hit on the sale price, you can shave several weeks off the entire process.
Make the initial approach online by filling out a contact form. You might be asked for basic details of your home, including the address, how many bedrooms it has and its current state of repair. Experts value the property before making an offer.
If you accept the offer, everything else is taken care of by the company. You don’t need to spend time on marketing, property viewings, conveyancing, or worrying about collapsed property chains. In many cases, you’ll get the proceeds of the sale within just four weeks.
A few tips for selling a home online
Take great photos
The quality of your property photos is crucial when you’re selling a house online. Make sure the rooms are well lit — preferably by natural light. And only use photos of the highest quality. If you don’t have a quality camera, ask to borrow one from a friend.
Tip: Take a look at the professional photos on estate agent websites. If your photos look inferior, don’t post them. Change your camera or enlist professional help.
How your home looks on the screen is 95% of what you’re trying to do. Your property has to look appealing, and it has to allow potential buyers to imagine themselves living there. Get rid of all your clutter and unnecessary furniture. Create the illusion of more space by experimenting with different angles for your photos.
The internet is a great tool for selling houses fast, but you’ll be facing a lot of competition. Most house buyers need to imagine themselves in your home before they’ll even make contact. But this will be almost impossible if your home is filled with niche furnishings and distinctive decor. Opt for neutral shades such as whites, creams, magnolia and subtle yellows.
Pay for a premium listing
One of the reasons you decided to sell your house online might be the need for speed. But cutting costs may also be necessary. Don’t let the desire to minimise the cost of house selling stop you from getting your property listing to the very top of search results.
Paying a little extra for a premium listing with an online estate agent or directory will get your property seen by more people. And that’s always a good thing for both a fast sale and a high sale price.
If you’re keen to sell as quickly as possible, SellPropertyFastCash can help. Complete our simple contact form, and we’ll be in touch. We’ll assess your property and make a fair offer based on market conditions. All being well, you could have the proceeds of the sale in your bank account in just four or five weeks.
Several factors combine to dictate the health of the property market. But one issue that many sellers forget about is the seasonal nature of the housing sector.
The UK property market experiences periods of high and low activity. The good news is that there’s a pattern involved. By delaying or bringing forward your house sale, you might be able to sell the property fast and for a premium.
But what’s the best time of year to sell a house in the UK? While there are always exceptions to every rule, the facts are pretty clear.
The summer is a relatively slow time for the property market
We all have different priorities in our lives. But there are times of the year when we’re more distracted than usual. Take the summer months of July and August, for example. This is when a lot of people go on holiday or spend lots of time with family.
As well as being distracted, people tend to be a little short on cash at this time of year. Why? Because they’re spending a greater proportion of their income on leisure activities. Saving for a deposit or all the various costs of house selling is rarely a priority.
Another reason for the house sale slump during the summer months is the school holiday. Children are at home for anything between five and eight weeks at this time of year. This means parents are too busy supervising their kids and keeping them occupied to worry about buying a new home.
The Christmas period is also a slow month for the property market
From around the middle of November, a huge number of homeowners in the UK start planning their Christmas. This takes the focus away from buying property. And it changes people’s spending priorities. Let’s face it: would you want to move into a new house just a week or two before Christmas?
And don’t expect things to pick up immediately after New Year. Buyers are counting the cost of the festive period. They’re hunkering down in their existing homes, waiting for spring. All in all, the Christmas period and the first six weeks or so of the new year aren’t great times to sell a house fast.
But there is an upside to selling during the winter months. Homes are usually at their cosiest and most homely when they’re lit up and warm. You can create a refuge from the winter winds that might prove very appealing at this time of year.
What is the best time of year for a fast house sale?
A good time of year for selling houses is autumn. Summer holidays and leisure activities are finished, and children are back to school. With Christmas still some way off, people have space (and money) in their lives for buying a new home.
But the best time of year to list a house for sale in the UK is early spring. Why? Because people are planning new beginnings. The kids are in school, the days are getting longer, the temperatures are rising, and Christmas is a distant memory. Also, a lot of buyers want to be in their new home well in advance of summer.
Of course, there’s little evidence to suggest homes are worth more in the spring than they are in the winter. However, there are times of the year when buyers are more numerous. And when that’s the case, you can engineer bidding contests to drive up the sale price.
Unfortunately, we can’t always sell our home at the best time of the year. If you need a quick house sale now, SellPropertyFastCash can help. We buy homes directly from owners throughout the UK, and we take care of all the legal stuff on your behalf. You get to sidestep the marketing and negotiating stages of the process — saving you time, fees and a great deal of stress.
An experienced, locally based estate agent with a proven track record of success can maximise the sale price your property achieves on the open market. But there’s nothing stopping you from going it alone.
If you want to sell a house without an estate agent, planning, organisation and some detailed research all go a long way.
To help you sell your home without an estate agent for the first time, we’ve compiled a few simple tips.
Value your property
The first thing you need to do is ascertain the price potential of your home. A lot of people start by asking a local estate agent to provide a very rough price range. Alternatively, use Rightmove and Zoopla to compare your home to recently completed house purchases.
The chances are you’ll discover a price range that homes just like yours sell for in the area. Set your initial asking price at the upper end of this range if you’re not in a major hurry. But if you need to sell a house fast, aim for the lower reaches of the range.
Before you take any photos, make sure your home is in great shape. It should be clutter-free, tidy and clean. Remove unnecessary furniture to create the illusion of more space.
Take all your photos with a high-quality camera. And make sure you do so when there’s lots of natural sunlight flooding into the property. Take a few shots of each room from different angles — and choose the best ones.
One of the critical services offered by estate agents is marketing. Local agents always have potential buyers interested. They also provide listings in local papers, on websites and in their shop windows. And they have large social media followings to tap into. You can’t compete with these marketing channels, but you still have several opportunities.
The most important thing you can do is to publish a property listing on a major house selling site. While there are some paid-for directories, the likes of Property Sell and House Ladder allow you to post basic listings for free.
Other places to advertise and market your home include:
The local newspaper
Local chat rooms
Local property blogs and websites
Local shop windows
Word of mouth
Local coffee shops
Obtain an Energy Performance Certificate
You must have an Energy Performance Certificate before you list your house for sale in the UK. Get this as soon as you decide to sell. Unfortunately, you’ll need to pay a registered energy assessor to compile the report and issue the certificate.
Manage the viewings process
Once you’ve obtained an energy certificate and listed your property for sale, you can start inviting potential buyers to viewings. Try to keep your home in a neat and tidy state at all times during the entire process. While it’s great to be organised and manage a structured bookings process, it’s also beneficial to be ready for last-minute viewings.
Make a few notes in advance of the first viewing. Think about what potential buyers might ask you as they walk around your home.
Potential questions you might be asked include:
What are the neighbours like?
How much is the Council Tax?
Where’s the nearest train station?
Where’s the nearest bus stop?
What are broadband speeds like?
How old is the boiler?
If you’re ready to answer questions, you’ll come across as genuine, knowledgeable and honest.
Formulate a negotiation strategy
Don’t go into the process without knowing exactly what you want. Set yourself a minimum sale price, and stick to it no matter what. Of course, if you haven’t received an offer after several property viewings, your price expectations might be a little high.
If a buyer likes your home, they might put in a quick offer — but it may well be significantly less than your asking price. Before you say no, and as long as it meets your minimum price, research the most recent house sales in your area again. Is the offer fair? Do you think will get a higher offer if you wait it out? Are you confident that a counter-proposal will be accepted?
Consider an alternative to selling a house without an estate agent
Selling a house without an estate agent can be stressful — and a lot of work. If you don’t have the time or you’d prefer to avoid the process at all costs, SellPropertyFastCash can help. We buy homes directly from owners, without the need for marketing, price negotiations or hassle. We take care of all the paperwork, too. And in some cases, we can complete the purchase of a UK home within a month of making an initial offer.
Gazumping is when a house seller accepts a higher offer after they have accepted an offer from another buyer. The original buyer is left “gazumped”, often after paying for surveys, searches and legal work.
The phenomenon became popular during the 1980s. And although it’s in decline in England and Wales, it’s still a problem. According to Emoov.co.uk, a quarter of the people who bought a home in 2018 were gazumped. The previous year, more than a quarter of would-be buyers befell the same fate.
While legislation might solve the problem in the future, there are a few things you can do to avoid being gazumped.
Organise your finances
The best way to avoid being gazumped is to get your finances and legal issues organised in advance. If you can minimise the time between agreeing on a sale and the exchange of contracts, the chances of being gazumped reduce dramatically.
The measures you can take to avoid gazumping include:
Secure your mortgage “agreement in principle” before you make an offer
Appoint a solicitor or conveyancer
Make sure you have all the relevant ID and paperwork ready
Get your property on the market early
Price your property for a reasonably quick sale
Where possible, wait until an offer is made on your home before you put in your offer
Insist that the property is taken off the market
As soon as your offer is accepted, stress that it’s on the proviso that the property is taken off the market immediately. And get this in writing. This should give you some legal protection if the seller accepts a higher offer at the last minute.
Ask for the “For Sale” signs to be removed, along with property listings in shops, local publications and the Internet. But remember: the seller doesn’t have to do any of this. If they refuse, proceed with caution.
Keep the process moving swiftly
It’s vitally important that you’re always available to answer questions and sign paperwork. Any delays can increase the chances of being gazumped before contracts are exchanged. Stay in regular contact with your solicitor and mortgage lender. They won’t be as keen to protect your interests as you are.
Strike up a rapport with the sellers
There’s always the chance the homeowner will suddenly accept a significantly higher offer. And, right now, there isn’t much you can do about it. But if you’re on first-name terms with the owners, they’re more likely to regard you as people rather than faceless buyers. Offer a hand of friendship. Strike up a few conversations. Above all, make friends with them.
While you might be confident of the deal going through, you should never take chances. Buying a house costs several hundred — sometimes thousand — pounds. If you get gazumped, you stand to lose almost everything you’ve spent until that point.
Just in case the worst happens, take out specialist home buyers protection insurance. This will cover your loss of upfront expenses, which include mortgage costs, surveys and conveyancing fees.
Buy at auction
If money or time is tight, consider buying your next home at auction. While this route presents its risks, gazumping isn’t one of them. Once your offer is accepted, you sign the initial paperwork and pay the deposit almost immediately.
Sell your home to a national homebuyer
A delay in the sale of your house increases the risk of being gazumped. To speed up the process, sell your property to a national homebuyer such as Sell Property Fast Cash. This negates the need for marketing, negotiations and protracted conveyancing processes. You’ll get up to 100 per cent of your home’s market value, and the quick sale you need to minimise the chances of being gazumped on your next purchase.
Understand what property buyers want from homes in the UK, and selling your own home shouldn’t be too difficult. Or so you might think. According to a study by My Home Move, many house buying priorities may be out of an owner’s control.
Does this mean that getting your home in great shape is a waste of time? Of course not. But it does mean that there might be a price cap on your property that is almost impossible to raise.
More than half of the respondents in the survey revealed they had bought a home simply because they fell in love with it. This subjective approach isn’t all that surprising. After all, we develop a very emotional bond with the place we call home.
But what makes someone fall in love with a property?
It might surprise you to learn that buyer love is rarely generated by a stunning kitchen or a converted garage. Various external factors play a bigger role, at least according to My Home Move. Here are a few of the most common issues that affect house prices.
Location is still the most crucial factor driving house prices and demand. According to the survey, 58% said location was the single most important issue. In many cases, proximity to a place of work was key. But also important to home buyers are the proximity of local schools, transport links and public services.
The second most important factor related to house buying decisions was fiscal responsibility. Does the asking price reflect the current market conditions? Does the property offer long-term investment opportunities and growth potential? How much will need to be spent on maximising the property’s value potential?
Sadly, you can’t really choose your neighbours — regardless of how much you’d like to. One of the questions most house buyers will ask during a property viewing is: What are the neighbours like? And if you can’t talk about them in glowing terms, you might be at a disadvantage.
While there are certain legal opportunities at your disposal, dealing with nuisance neighbours takes time. And if lawyers are involved, it also takes a lot of money. But at the end of the day, who lives next to you is out of your control.
If you’re struggling with nuisance neighbours, the value of your home could be affected. And selling it may take a lot longer than you initially bargained for. That’s where we come in. SellPropertyFastCash is a national house buying company that cuts out much of the hassle and stress of selling property. Sell your home directly to us in a matter of weeks — and leave the problem of nuisance neighbours to someone else.
Factors you can control
Thankfully, respondents in the My Home Move survey identified a good garden as a top priority. And although you can’t do much about the space you can offer, you can ensure your gardens are attractive and functional.
And then comes all the other stuff. Everything from the number of bedrooms your home has to its general condition affects both price and demand. Issues such as mould, historical movement, unsatisfactory searches and energy efficiency all contribute to your home’s value. Crucially, they’re all very expensive to rectify. If you’re not planning on staying in your home for the long term, cutting your losses by selling up may be the best option.
If you want to sell your home as fast as possible — leaving someone else to deal with its issues — we can help. Contact us to discuss your house selling requirements, and you won’t need to worry about what buyers on the open market are looking for.
It’s often said, Quick House Sale businesses offer poor value, is this a fair statement? We take an in-depth look.
In need of a quick house sale? If time is important, then you need to sell in a snap. You may well be considering a fast house sale company to unlock the equity in your home quickly. You may not receive 100% of your home’s value, but you’ll get the money you need in a hurry!
But not all ‘we buy any house’ companies are reputable. Some operate elaborate scams to trick unsuspecting homeowners.
To help you protect what’s probably your biggest asset, we’ve put together a comprehensive to ‘quick house sale’ companies.
What is a ‘quick house sale company’?
A ‘quick house sale’ company does what it says on the tin. They buy homes from owners directly and quickly without any marketing, property viewings or negotiations. When offers are made and accepted, the company usually takes care of all the legwork.
In return for a fast and hassle-free house sale, the home buyer will usually offer a discounted price for the property. If maximising the sale price is more important than selling fast, this kind of service probably isn’t for you. But if a fast sale is your priority, a reputable house buyer is perhaps your best chance of success.
The pros and cons of using a ‘quick house sale’ firm
It’s essential to go into this process with your eyes wide open. While using a house buying company has many advantages, it also has a few drawbacks.
Pros of using ‘quick house sale’ companies
Stop repossession proceedings before they damage your credit rating
Pay off debts or improve your financial standing
Get rid of an inherited property without the fuss
Downsize for retirement
Sell following a relationship breakdown
Relocate for new employment
Bypass the traditional property market if you can’t find a buyer
Cons of using ‘quick house sale’ companies
Unscrupulous house buyers reduce their offer at the last minute
Unscrupulous house buyers hide fees in the small print of contracts
Unscrupulous house buyers inflate property valuations to win business
Exclusivity contracts that limit how homeowners can sell their own home
Is there any protection if I sell to a ‘quick house sale’ company?
Sadly, this particular branch of the UK’s property market is very severely regulated. As a result, it’s open to abuse by scammers and fraudsters. You won’t get the same protections you would when selling the traditional way.
But it’s not all bad news. For example, the National Association of Property Buyers (NAPB) requires that every member register with The Property Ombudsman — and comply with all the body’s rules and regulations.
Choosing ‘quick house sale’ companies registered with the NAPB ensures that the highest standards of practice observed throughout the house selling process.
All house buying firms signed up to the NAPB must comply with The Property Ombudsman’s independent redress process. If your house sale is handled badly or dishonestly, you can complain and get the whole matter investigated.
Is a ‘quick house sale’ company the way to go for me?
Quick house sale companies aren’t for everyone. They’re tailored explicitly to homeowners whose clear priority is a fast sale. If your main priority is to maximise the sale price for your home, you should probably pursue more traditional avenues.
The following circumstances suggest selling to a ‘quick house sale’ company is a good idea:
Your lender is threatening repossession
You’re in a hurry to start your retirement
You need to clear debts quickly
You’ve inherited property that you don’t want to manage
You’ve recently split from your partner
You want to help your children get on the property ladder quickly
In all of these situations, speed is of the essence. You need to unlock equity in your existing home as fast as you can. And given that the average home takes around three months to sell on the open market, your options are limited.
A UK house buyer can, in some cases, complete the purchase of a home in just seven days. Bear in mind, however, that the average timescale is closer to 28 days.
Are there any alternatives to a quick house sale?
Before you take the plunge and sell to a quick house sale firm, you should consider all the alternatives. While this route might be the fastest, it’s not the only option.
Sell through a traditional estate agent
An experienced local estate agent with intrinsic knowledge of your market might be able to find a buyer in a matter of days. A good agent always has access to willing buyers in the area.
Some of the less scrupulous ‘quick house sale’ companies out there might only offer you 60 or 70% of your home’s market value. But by dropping your asking price by just 5%, a good agent might be able to deliver the quick sale you need.
But beware: Selling on the open market is a complicated process. It involves marketing, property viewings and negotiations. Involving a third party (the agent) slows the process down further. Even the quickest sale delivered by an estate agent will take considerably longer than selling to a house buying company.
Speak to your lender
If you’re selling because you’ve fallen into mortgage arrears or trying to stop repossession proceedings, then talking to your lender might deliver some solutions. Before you decide to sell, ask your lender about alternatives.
No mortgage provider wants to repossess a home. It involves costs, delays and bad will. Banks will talk to you about ways to proceed that don’t include legal action. You might be able to negotiate reduced payments or a payment holiday. You may also be able to refinance — allowing you to extend the term of your loan and reduce the monthly repayments.
Explore other ways of funding your retirement
If you need a fast sale to fund your retirement or the costs of care, there may be viable alternatives to using a ‘quick house sale’ company. For instance, you might be able to free up cash through an equity release scheme — allowing you to remain in your home. Borrowing against pension funds and investments might be an option.
Sell your home at auction
If you need to sell a house that needs extensive work or that has a short lease, selling at auction could be the best option. But it’s worth remembering that there’s still a marketing process involved. And you’ll even need to host property viewings.
Once a successful bid wins, the clock starts ticking. The buyer pays a deposit there and then, and must pay the balance within 28 days. But remember: this method of selling a house doesn’t guarantee you a buyer. And even if your home sells, this could be a two-month process.
Part-exchange with a home builder
If the plan is to move into a more suitable home (or perhaps relocate), a part-exchange with a house builder might be an excellent way to speed things up. The builder doesn’t have to sell a property before they buy yours. Because there’s no chain, the entire process is faster and smoother.
But there is a significant flaw. This avenue is only open to you if you’re trading up. And you’re unlikely to receive the full market value for your home. But that might be a small price to pay if it means getting into your new home as fast as possible.
Deciding if a quick house sale is right for you
Selling a home is always a big deal. But in certain circumstances, it can have a dramatic effect on your life for years to come. You need to know that you are making the correct decision. After all, selling a home to a national house buyer involves sacrificing some value.
Before taking the plunge, consider the following points:
Get your property valuation
The first stage of selling to a ‘quick house sale’ company is valuation. At Quick House Sale, we work with our partners and experienced property professionals to value UK homes based on historical and current data. But not all house buyers are as conscientious.
Never take the valuation you receive at face value. Do your research on the likes of Zoopla and Rightmove. Approach two or three local estate agents for their opinion. Of course, the offer you receive from a house buying company won’t be the full market value, but it certainly shouldn’t involve 30 or 40% discount.
Reputable ‘quick house sale’ firms usually offer between 80 to 85% of a property’s market value.
Shop around for the best deals
Don’t accept the first offer you receive from a house buying company. There are now dozens of firms operating in the UK, and not all of them have the best interests of owners at heart. Do a little research, and choose three or four of the most respected ‘we buy any house’ firms to compare.
Remember: A respectable firm won’t charge you for an initial valuation. And they’ll never ask you to sign an exclusivity contract.
Check each firm’s professional credentials
The ‘we buy any house’ sector in the UK isn’t as tightly regulated as it should be. But there are ways to check that a company can be trusted. For example, you can check the company is registered at Companies House or with the National Association of Property Buyers. If the company is registered with the NAPB, then they must comply with their rules.
Research the company online
One of the best ways to find a trustworthy house buying service is to research reviews, comments and testimonials from customers. Get onto chat rooms, discussion boards and social media. Reach out to people, and ask them to tell you about their own experiences.
People mistreated by house buying firms are usually open about their experiences — so the information isn’t hard to find on the Internet.
But be wary about reviews. Yes, sites such as TrustPilot have their uses, but they’re not immune from misuse. Make sure each review is verified by phone or email. And check the country where the reviewer is posting. If the company operates in the UK, but the reviewer is from Brazil, this could be a sign of a fake write-up.
Don’t be afraid to haggle
Some unscrupulous house buying companies will use your need for a quick sale to their advantage. They’ll offer bad terms in the hope that your desperation forces you to accept. But try not to play their games. And don’t be afraid to negotiate.
If you don’t think the initial offer is fair, tell them so. Communicate your price expectations, and indicate the lowest you’re willing to go. While this might result in an end to negotiations, it will save time — which you can use to approach other ‘quick house sale’ companies.
It’s also worth using other offers you’ve received as leverage. Shop around for three or for suggestions. If your preferred house buyer isn’t offering the best price, ask them if they’ll price match.
Get everything in black and white
Untrustworthy house buying companies will try to be vague about the details of an offer they make. And a lack of paperwork or written assurances might be a sign of malign intentions.
When you receive an offer, ask for it in writing — either through the post or via email. This evidence might help you in the event of a subsequent investigation by The Property Ombudsman. It’s also a sign that the ‘quick house sale’ firm can be trusted.
Consider offers in your own time
Some house buying companies will want to ramp up the pressure after making an offer and bombard you with phone calls, letters and emails in a bid to speed up your decision.
Take your time when deciding to accept or reject any offer for your home. Take time to read the small print. Yes, you’re in a hurry, but making decisions in haste could cost you in the long run.
Avoid protracted tie-ins
Remember that the average estate agency contract lasts around eight to 12 weeks. Any quick house sale agreement you enter into should be considerably shorter than that.
Ideally, choose a house buying firm that doesn’t require you to sign a contract at the beginning of the process. The only binding agreement you have to sign is the one that transfers ownership of your home.
Be honest throughout the process
To hurry up the process as much as possible, be open and honest about your property. If it needs substantial repairs, let the ‘quick house sale’ company know at the first opportunity. The truth comes out in the end. And to withhold crucial information will mean you have to wait longer for your cash.
Ask for a copy of the survey
One of the tactics used by unscrupulous house buying companies involves reducing the offer based on the information contained within the survey. Any respectable business will provide you with the report for the first time of asking. If the buying company tries to block or ignore your requests, refer it to The Property Ombudsman.
Key questions to ask ‘quick house sale companies’
You shouldn’t proceed with the sale of your property until you’re completely satisfied that the house buying firm is honest and trustworthy. You also need to know that you’re getting the best deal possible.
With all this in mind, we’ve put together a few essential questions you need to ask before agreeing to a sale.
Precisely who is valuing your property? And what are their credentials?
What is the timescale of the proposed sale?
Are there any circumstances that might affect the timescale?
Are there any fees or charges to pay?
Do you have assurances that the offer won’t change at the last minute?
Is the offer conditional? Could the survey drastically reduce the valuation?
Who’s buying your home? Is it the company contacting you or a private buyer that they represent?
Does the company have the means to purchase your home within the agreed timescale?
Is the ‘quick house sale’ company a member of the National Association of Property Buyers?
Is the company registered with The Property Ombudsman?
Quick House Sale works with experienced property experts and long-term partners to buy houses fast. We’re always honest and upfront about the value of the homes we purchase. And we never reduce our offer at the last minute.
If you’re looking for a ‘quick house sale’ company you can trust, look no further. Call us today to discuss the speedy sale of your home.
There comes a time for many people when round-the-clock care or medical supervision is needed. This is often a very distressing time, as it involves leaving behind a much-loved home — and the independence it provides.
Whether you’re thinking of a move to sheltered housing or helping a loved one to make the move, there are several issues to consider. As well as the lifestyle changes involved, you’ll also need to think carefully about the various financial implications.
Talk things through with friends and family before moving into a retirement home
Moving into a retirement home is always a big step. There are pros and cons involved, and you may not be able to assess them on your own. Ask your loved ones for their opinions. Is it the right time? Are there alternatives? For example, you might find that family rally round and give you the support you’re looking for.
There may also be the option of moving in with a relative. This might be the best option if you’re moving simply for the company. Selling a house for your retirement means you might be able to contribute to some of the bills.
Assess the costs of moving into a retirement home
The initially quoted cost of your new retirement home might seem affordable. You might even qualify for free or subsidised care. But never take the cost at face value. Make sure you get a full breakdown of all service charges and additional fees. The bigger the grounds, the higher these fees are likely to be.
And while there may be a range of activities to try out, find out how much they all cost. Some might be included as part of the package. Others, however, will need to be paid for separately.
Are there any exit fees?
Signing up to a private retirement community may involve a contract and a hefty deposit. But what happens if your circumstances change shortly after moving in? Your health might deteriorate, or you may be presented with different opportunities. Before you sign on the dotted line, check the terms and conditions. How easy is it to get out of the contract? Is there an exit fee involved?
Check whether or not you can sublet your retirement property, as this could be a good way of getting out without losing a small fortune.
There are now thousands of high-quality retirement homes across the UK. Before you choose one, make sure you’ve checked out at least four or five. Visit each one and compare the rental charges. Take the time to investigate the terms and conditions thoroughly. The ability to move on quite cheaply might be the deciding factor in your decision.
It’s also worth remembering that there are several types of retirement lease available in the UK. You can also buy a unit instead of renting it. However, you’ll need the capital upfront. But if you have it, this could be a good investment and a way of saving money. Of course, you’ll need to sell your existing home fast. But that’s not a problem when you sell to SellPropertyFastCash.
We are national homebuyers who purchase UK properties in as few as four weeks. There are no marketing, price negotiations or upward chains involved. Selling a property this fast could help you to start your new life in a retirement community as quickly as possible.
If this is the first time you’ve sold a house, there are a few things you need to know about how the property market works. Or, more accurately, how the minds of buyers work.
There are several issues within your control that can speed up the house selling process. Give buyers what they’re looking for, and you can maximise interest in your property. This could be crucial if your future plans require a quick house sale.
Here are four house selling tips for first-time sellers.
1. Restrict access to pets
Pets can cause serious problems for homeowners looking for a quick sale. They leave hair and little messes everywhere. And although you might be immune to them, they leave their own odours wherever they go. It’s also worth remembering that a lot of people are intimidated by dogs and cats. Proceed with caution and keep your pets out of the way when you’re hosting property viewings.
2. Get the price right
This is crucial. If your asking price is too high, you’ll scare people off. And you simply won’t attract people to viewings. If the price is too low, however, you risk losing out on value. Research local house prices on sites like Zoopla and Rightmove. And ask the opinion of local estate agents. If you don’t get any interest within two weeks of listing your property for sale, consider lowering the price.
3. Tone things down
The idea behind property viewings is to give prospective buyers the chance to envision themselves living in your home. They won’t be able to do this if your personal photos, possessions and niche decorative choices dominate the property. Strip everything back to the basics. Neutralise the colour schemes, and keep personal items to a minimum. Create a blank canvas on which buyers can paint their own life story.
4. Keep storage spaces clean and tidy
Too many homeowners quickly stuff all their clutter into cupboards and hidden storage spaces when preparing to greet prospective buyers. But this is a big mistake. The storage space in your home is nearly as important as the main rooms.
Buyers will often ask to seek cupboards and other storage areas. After all, we all amass a lot of “stuff” over the years. Clean and tidy your storage areas as if they’re additional rooms. If these spaces are overloaded, consider sending them to a storage facility. Alternatively, ask a friend or relative to store your clutter for you until you find a buyer.
5. Deep clean
This goes back to the “creating a blank canvas” principle. Selling a house fast involves allowing buyers to envision themselves living there. If dirt and dust are present, they will take the focus away from what’s really important.
Perform a thorough deep clean of your entire house just before hosting your first viewing. Or if you have the money, hire a team of professional cleaners to give your property a showroom finish.
6. Harness light
Light makes spaces feel bigger and brighter. And light, spacious rooms always impress buyers. Do your best to harness as much natural light as possible. Open all your curtains and blinds fully. And consider replacing thick curtains with something less intrusive. Keep your windows clean. And remove any obstructions that might stop light from flooding in.
Tip: Place large mirrors directly opposite windows to amplify the effects of natural light.
7. There’s nothing wrong with quick fixes
If your kitchen has seen better days, you don’t always need to replace it. Just attending to repairs and giving the room some fresh decor and accessories can transform it overnight.
For example, if your kitchen cupboards have seen better days, buy some cheap replacement doors. There’s often no need to replace the actual cupboards. Lay some new vinyl, which is a relatively cheap floor covering. And paint the walls a neutral colour. Look for quick fixes that don’t cost a lot to implement — they’re often just as effective as wholesale renovations
These seven tips should help you to sell your house fast. But if time is running out, we can help. Sell Property Fast Cash buys homes fast and without the hassle. We might be able to complete the purchase of your home and get the money into your account within just four weeks of making an offer.
For more information on how https://www.sellpropertyfastcash.co.uk can help you sell your house fast please visits our contact us page.
Sell Property Fast Cash,
Telephone:0800 68 99 42
The mistakes made by first-time buyers are too numerous to mention in a single article. House buying is a minefield, and it’s normal to make a few mistakes along the way. But knowing what those mistakes are before you buy your first property should help you to secure the home of your dreams without too much stress and hassle.
The main aim is to find a suitable house in a desirable area for a great price. This challenge might sound easy, but it rarely is. And if you don’t have prior experience, you might be in for a tough time.
But worry not! We’re here to help you navigate your first home buying experience. Avoid the following mistakes, and you shouldn’t run into too many difficulties.
1. Not checking your credit score
You can save yourself an awful lot of time by checking your credit score before you start looking for mortgages. The last thing you want is to put yourself through an application process you can never complete. And if you know that your credit score is less than perfect, you can limit your search for mortgages that cater to situations like yours.
2. Not identifying your priorities
Among the most common mistakes made by first-time house buyers is a failure to identify property priorities from the outset. If you simply start bidding on homes you like, you may end up making a huge mistake. Consider the following questions:
Do you need to live near your place of work?
Do you need good transport links nearby?
Do you want a big garden?
Do you prefer open-plan living?
Do you need off-street parking?
How many bedrooms do you need?
What’s your budget for renovations?
Get these priorities clear in your mind, and you can fine-tune your property search for success.
3. Not getting your mortgage arranged first
How do you know you’ll get the mortgage you’ll need if you haven’t been approved? Save yourself a lot of time and heartache by getting pre-approved before you start putting in bids. This way, you’ll know exactly how much you can spend. Whittle your prospective homes down according to your budget, and you won’t be left embarrassed further down the line.
4. Aiming for the very top of your house buying budget
So, you got a surprisingly high mortgage offer that expanded your options significantly. Don’t make the mistake of looking for houses at the very top of your range. Judge houses by their merits rather than their price-tag. And don’t forget that there are plenty of hidden costs involved in buying a home. Once stamp duty, fees and legal costs are factored in, the cost of buying your first home could be way higher than you bargained for.
5. Buying with your heart
Of course, there’s always going to be an emotional aspect to buying a first home. After all, this is going to be your refuge from the outside world for quite some time. But don’t get overly attached to any particular house during your search. Try to take an objective approach to property buying. Is it big enough? Can you afford the repairs and renovations? What’s the school like?
While your preferred home might look how you imagined it, there’s far more to consider. Be practical and pragmatic. If it’s not going to serve your needs on a day-to-day basis, move on to the next option.
6. Not getting a survey
Understandably, you want to get into your new home as quickly as possible. But failing to carry out the necessary structural checks could backfire spectacularly. Once the house becomes yours, any defects become your responsibility. And that can be a very expensive mistake.
If you’re getting a significant mortgage, the chances are your lender will insist on a comprehensive survey. This will look for everything from damp in the walls to movement in the foundations. But if you don’t need a large mortgage, you may have the option of saving a few pounds by skipping the survey. This is a huge risk, and it’s just not worth taking.
Buying your first home should be fun and exciting. But don’t get too carried away with the romance of it all. Proceeding with caution maximises your chances of a successful first purchase.
Ill health can have a range of adverse effects on almost every facet of your life. But one of the issues many people struggle with the most is their financial welfare. How do you continue paying the bills when you’re not able to earn?
Are you asking yourself: Should I sell a house due to ill health? If you are, you’re probably worried about what the future holds — particularly if you have a mortgage to pay.
Assess your situation in full. Think about the short, medium and long term. And to help you make the best decision for you and your loved ones, here are a few issues to consider.
How will I pay my mortgage when I’m ill?
Making mortgage repayments every month is a significant commitment. Miss just one or two instalments, and you could find yourself on the wrong end of eviction proceedings.
Do you have illness cover with your mortgage? How long will the policy continue to make mortgage repayments? Do you expect to be better by the time the cover runs out? These are questions you must answer truthfully. If you’re in any doubt about your ability to make your monthly mortgage repayments in the future, you should seriously consider selling your house now.
But selling your house isn’t your only option. If you need several months off — and you don’t want to move — consider an equity release scheme. This allows you to stay in your home while you unlock a hefty chunk of equity for your immediate needs.
Will I have medical expenses to worry about?
One of the great privileges afforded to people in the UK is access to the NHS. But while you don’t have to worry about treatment fees, there are other costs to consider. For example, you might need additional care at home. You may want to adapt your home to cater to your needs while you convalesce.
By selling your existing home now, you can get your hands on the money needed to aid your recovery. If you don’t have time to wait for the open property market to produce a buyer, SellPropertyFastCash can help. We buy houses fast. There are no lengthy negotiations or protracted conveyancing processes involved. If the circumstances are right, you’ll receive the money for your fast house sale within a month or two.
If you require long term care, you might be required to pay for it. There is help available from the UK Government, but it’s means tested. You can find out where you stand by checking out the Age UK website.
Is moving house due to ill health really the best option?
Having a lot of equity in your home when you’re struggling with illness can be a huge comfort. A quick house sale or an equity release scheme is a great way to unlock the money you need to get you through such a tough time. But is that always the best option?
Moving house might be a huge strain on your mental and physical health. If so, unlocking equity might be the best option. However, if you’re up to the move, you can make a clean break and a fresh start in your new home. Downsizing your property due to ill health is relatively simple when you sell to a “we buy any house” company.
Don’t underestimate the stress involved with selling a house on the open market. It’s tough enough at the best of times. But when you’re ill, it can set back your recovery considerably. A fast house buying company can take a lot of the burden off your shoulders.
Speak to your clinicians
Before you do anything, take the time to speak to your doctors and medical professionals. Ask them what they suggest. It might be that moving house is the last thing you need. An occupational therapist, for example, might suggest that your current home is perfect. Or if you’re determined to sell your property, he or she might help you to choose your next home.
Moving house due to ill health is a huge move. Take your time making the decision, and seeks advice from clinicians, family and friends. And if you need to sell your property to generate much-needed funds, contact us today.