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Quick House Sales

It’s often said, Quick House Sale businesses offer poor value, is this a fair statement? We take an in-depth look.

In need of a quick house sale? If time is important, then you need to sell in a snap. You may well be considering a fast house sale company to unlock the equity in your home quickly. You may not receive 100% of your home’s value, but you’ll get the money you need in a hurry!

But not all ‘we buy any house’ companies are reputable. Some operate elaborate scams to trick unsuspecting homeowners. 

To help you protect what’s probably your biggest asset, we’ve put together a comprehensive to ‘quick house sale’ companies.

What is a ‘quick house sale company’?

A ‘quick house sale’ company does what it says on the tin. They buy homes from owners directly and quickly without any marketing, property viewings or negotiations. When offers are made and accepted, the company usually takes care of all the legwork.

In return for a fast and hassle-free house sale, the home buyer will usually offer a discounted price for the property. If maximising the sale price is more important than selling fast, this kind of service probably isn’t for you. But if a fast sale is your priority, a reputable house buyer is perhaps your best chance of success.

The pros and cons of using a ‘quick house sale’ firm

It’s essential to go into this process with your eyes wide open. While using a house buying company has many advantages, it also has a few drawbacks.

Pros of using ‘quick house sale’ companies

  • Stop repossession proceedings before they damage your credit rating
  • Pay off debts or improve your financial standing
  • Get rid of an inherited property without the fuss
  • Downsize for retirement
  • Sell following a relationship breakdown
  • Relocate for new employment
  • Bypass the traditional property market if you can’t find a buyer

Cons of using ‘quick house sale’ companies

  • Unscrupulous house buyers reduce their offer at the last minute
  • Unscrupulous house buyers hide fees in the small print of contracts
  • Unscrupulous house buyers inflate property valuations to win business
  • Exclusivity contracts that limit how homeowners can sell their own home

Is there any protection if I sell to a ‘quick house sale’ company?

Sadly, this particular branch of the UK’s property market is very severely regulated. As a result, it’s open to abuse by scammers and fraudsters. You won’t get the same protections you would when selling the traditional way.

But it’s not all bad news. For example, the National Association of Property Buyers (NAPB) requires that every member register with The Property Ombudsman — and comply with all the body’s rules and regulations.

Choosing ‘quick house sale’ companies registered with the NAPB ensures that the highest standards of practice observed throughout the house selling process.

All house buying firms signed up to the NAPB must comply with The Property Ombudsman’s independent redress process. If your house sale is handled badly or dishonestly, you can complain and get the whole matter investigated.

Is a ‘quick house sale’ company the way to go for me?

Quick house sale companies aren’t for everyone. They’re tailored explicitly to homeowners whose clear priority is a fast sale. If your main priority is to maximise the sale price for your home, you should probably pursue more traditional avenues.

The following circumstances suggest selling to a ‘quick house sale’ company is a good idea:

  • Your lender is threatening repossession
  • You’re in a hurry to start your retirement
  • You need to clear debts quickly
  • You’ve inherited property that you don’t want to manage
  • You’ve recently split from your partner
  • You want to help your children get on the property ladder quickly

In all of these situations, speed is of the essence. You need to unlock equity in your existing home as fast as you can. And given that the average home takes around three months to sell on the open market, your options are limited.

A UK house buyer can, in some cases, complete the purchase of a home in just seven days. Bear in mind, however, that the average timescale is closer to 28 days.

Are there any alternatives to a quick house sale?

Before you take the plunge and sell to a quick house sale firm, you should consider all the alternatives. While this route might be the fastest, it’s not the only option.

Sell through a traditional estate agent

Estate Agency Window Display
Bracknell, England – October 24, 2016: Houses and property for sale in the window of Carson & Co, estate agents in Bracknell Town Center in the south of England. A person is in the office.


















An experienced local estate agent with intrinsic knowledge of your market might be able to find a buyer in a matter of days. A good agent always has access to willing buyers in the area.

Some of the less scrupulous ‘quick house sale’ companies out there might only offer you 60 or 70% of your home’s market value. But by dropping your asking price by just 5%, a good agent might be able to deliver the quick sale you need.

But beware: Selling on the open market is a complicated process. It involves marketing, property viewings and negotiations. Involving a third party (the agent) slows the process down further. Even the quickest sale delivered by an estate agent will take considerably longer than selling to a house buying company.

Speak to your lender

If you’re selling because you’ve fallen into mortgage arrears or trying to stop repossession proceedings, then talking to your lender might deliver some solutions. Before you decide to sell, ask your lender about alternatives.

No mortgage provider wants to repossess a home. It involves costs, delays and bad will. Banks will talk to you about ways to proceed that don’t include legal action. You might be able to negotiate reduced payments or a payment holiday. You may also be able to refinance — allowing you to extend the term of your loan and reduce the monthly repayments.

Explore other ways of funding your retirement

If you need a fast sale to fund your retirement or the costs of care, there may be viable alternatives to using a ‘quick house sale’ company. For instance, you might be able to free up cash through an equity release scheme — allowing you to remain in your home. Borrowing against pension funds and investments might be an option.

Sell your home at auction

If you need to sell a house that needs extensive work or that has a short lease, selling at auction could be the best option. But it’s worth remembering that there’s still a marketing process involved. And you’ll even need to host property viewings.

Once a successful bid wins, the clock starts ticking. The buyer pays a deposit there and then, and must pay the balance within 28 days. But remember: this method of selling a house doesn’t guarantee you a buyer. And even if your home sells, this could be a two-month process.

Part-exchange with a home builder

If the plan is to move into a more suitable home (or perhaps relocate), a part-exchange with a house builder might be an excellent way to speed things up. The builder doesn’t have to sell a property before they buy yours. Because there’s no chain, the entire process is faster and smoother.

But there is a significant flaw. This avenue is only open to you if you’re trading up. And you’re unlikely to receive the full market value for your home. But that might be a small price to pay if it means getting into your new home as fast as possible.

Deciding if a quick house sale is right for you

Selling a home is always a big deal. But in certain circumstances, it can have a dramatic effect on your life for years to come. You need to know that you are making the correct decision. After all, selling a home to a national house buyer involves sacrificing some value.

Before taking the plunge, consider the following points:

Get your property valuation

The first stage of selling to a ‘quick house sale’ company is valuation. At Quick House Sale, we work with our partners and experienced property professionals to value UK homes based on historical and current data. But not all house buyers are as conscientious.

Never take the valuation you receive at face value. Do your research on the likes of Zoopla and Rightmove. Approach two or three local estate agents for their opinion. Of course, the offer you receive from a house buying company won’t be the full market value, but it certainly shouldn’t involve 30 or 40% discount.

Reputable ‘quick house sale’ firms usually offer between 80 to 85% of a property’s market value.

Shop around for the best deals

Don’t accept the first offer you receive from a house buying company. There are now dozens of firms operating in the UK, and not all of them have the best interests of owners at heart. Do a little research, and choose three or four of the most respected ‘we buy any house’ firms to compare.

Remember: A respectable firm won’t charge you for an initial valuation. And they’ll never ask you to sign an exclusivity contract.

Check each firm’s professional credentials

The ‘we buy any house’ sector in the UK isn’t as tightly regulated as it should be. But there are ways to check that a company can be trusted. For example, you can check the company is registered at Companies House or with the National Association of Property Buyers. If the company is registered with the NAPB, then they must comply with their rules.

Research the company online

One of the best ways to find a trustworthy house buying service is to research reviews, comments and testimonials from customers. Get onto chat rooms, discussion boards and social media. Reach out to people, and ask them to tell you about their own experiences.

People mistreated by house buying firms are usually open about their experiences — so the information isn’t hard to find on the Internet.

But be wary about reviews. Yes, sites such as TrustPilot have their uses, but they’re not immune from misuse. Make sure each review is verified by phone or email. And check the country where the reviewer is posting. If the company operates in the UK, but the reviewer is from Brazil, this could be a sign of a fake write-up.

Don’t be afraid to haggle

Some unscrupulous house buying companies will use your need for a quick sale to their advantage. They’ll offer bad terms in the hope that your desperation forces you to accept. But try not to play their games. And don’t be afraid to negotiate.

If you don’t think the initial offer is fair, tell them so. Communicate your price expectations, and indicate the lowest you’re willing to go. While this might result in an end to negotiations, it will save time — which you can use to approach other ‘quick house sale’ companies.

It’s also worth using other offers you’ve received as leverage. Shop around for three or for suggestions. If your preferred house buyer isn’t offering the best price, ask them if they’ll price match.

Get everything in black and white

Untrustworthy house buying companies will try to be vague about the details of an offer they make. And a lack of paperwork or written assurances might be a sign of malign intentions.

When you receive an offer, ask for it in writing — either through the post or via email. This evidence might help you in the event of a subsequent investigation by The Property Ombudsman. It’s also a sign that the ‘quick house sale’ firm can be trusted.

Consider offers in your own time

Some house buying companies will want to ramp up the pressure after making an offer and bombard you with phone calls, letters and emails in a bid to speed up your decision.

Take your time when deciding to accept or reject any offer for your home. Take time to read the small print. Yes, you’re in a hurry, but making decisions in haste could cost you in the long run.

Avoid protracted tie-ins

Remember that the average estate agency contract lasts around eight to 12 weeks. Any quick house sale agreement you enter into should be considerably shorter than that.

Ideally, choose a house buying firm that doesn’t require you to sign a contract at the beginning of the process. The only binding agreement you have to sign is the one that transfers ownership of your home.

Be honest throughout the process

To hurry up the process as much as possible, be open and honest about your property. If it needs substantial repairs, let the ‘quick house sale’ company know at the first opportunity. The truth comes out in the end. And to withhold crucial information will mean you have to wait longer for your cash.

Ask for a copy of the survey

One of the tactics used by unscrupulous house buying companies involves reducing the offer based on the information contained within the survey. Any respectable business will provide you with the report for the first time of asking. If the buying company tries to block or ignore your requests, refer it to The Property Ombudsman.

Key questions to ask ‘quick house sale companies’

You shouldn’t proceed with the sale of your property until you’re completely satisfied that the house buying firm is honest and trustworthy. You also need to know that you’re getting the best deal possible.

With all this in mind, we’ve put together a few essential questions you need to ask before agreeing to a sale.

  • Precisely who is valuing your property? And what are their credentials?
  • What is the timescale of the proposed sale?
  • Are there any circumstances that might affect the timescale?
  • Are there any fees or charges to pay?
  • Do you have assurances that the offer won’t change at the last minute?
  • Is the offer conditional? Could the survey drastically reduce the valuation?
  • Who’s buying your home? Is it the company contacting you or a private buyer that they represent?
  • Does the company have the means to purchase your home within the agreed timescale?
  • Is the ‘quick house sale’ company a member of the National Association of Property Buyers?
  • Is the company registered with The Property Ombudsman?

Quick House Sale works with experienced property experts and long-term partners to buy houses fast. We’re always honest and upfront about the value of the homes we purchase. And we never reduce our offer at the last minute.

If you’re looking for a ‘quick house sale’ company you can trust, look no further. Call us today to discuss the speedy sale of your home.

Sell Property Fast Cash helps you with a Quick House Sale.

Quick House Sale London

If you’re looking to sell your house quickly in London we can help you. We understand the market in London, pay the highest prices and can complete a sale very quickly or to your own timetable.

Our experienced quick house sale London team will start helping you through the procedure of selling your house fast in London right away after you contact us. We provide a no obligation and free valuation service and you can get an offer in a matter of minutes.

Post Brexit London House Prices

As average house prices climbed above the 2007 peak values for the first time recently and demand is still outstripping supply, it’s a good time to sell your house and get a great price.

However, post Brexit property asking prices are starting to drop as buyers demand better deals. UK investment bank and stockbroker finnCap predicts a 10-20% fall in London house prices by next year.

Even though the Brexit vote has unnerved many house buyers and sellers, it’s likely there will be a period of uncertainty in the market. Demand for properties in London continues to be high so a house price recovery is likely before too long even if prices drop in the short term.

House Prices Fall In London

The Estate Agent Route

Selling your house can be frustrating and dispiriting, with your home stuck on the market for months on end sometimes. Often it can be small and seemingly insignificant factors that stop the house getting viewings or stop viewers going forward to make an offer.

A good start can be to have a good hard look at your home through other people’s eyes and then make the changes necessary to make it more attractive to buyers. Your local estate agent should be able to give you an idea of the maximum price that a house in your area could fetch. And what your house is likely to fetch in its present state, with hints on what you could do to achieve the best price.

London properties are on the market for an average of 41 days. Exchange of contacts for sale of the property can take 90 days and then another 28 days is often needed before completion occurs. So the average time it takes to get your house sold by using an estate agent can be around 160 days.

Then you need to consider that about one-third of sales fall through before contracts get to be exchanged, costing buyers and sellers a lot of money and grief. With us once you get your offer, the offer and the offer price are guaranteed, so you know we will go through with the deal.

Quick House Sale London Scams

Be aware when you are focussing on a quick sale that there are some “fast house sell scams” operating in the London market. Extravagant promises and pressure to push the process through should alert you to a possibly disreputable firm that won’t act in your interest.

Quick House Sale Scam Alert

Some firms will complete most of the process and then suddenly drop their price at the last moment, hoping you’ll be so invested in the process that you will feel you have no option.

The Sell Property Fast Cash Route

We will never pressure you to complete a sale at a pace you don’t feel comfortable with and our price offer is a firm one that we won’t change at the last moment.

Sell Property Fast Cash buys properties quickly for cash. There are a number of advantages in getting a speedy and certain property sale through us. There are a lot of extra costs in taking the normal estate agent route: estate agent fees; legal fees; decorating costs; mortgage payments and council tax while you are waiting; time off work.

With a quick house sale you can avoid all these expenses and the uncertainty of whether or not your sale will fall through at the last moment. You get the benefits of a quick sale and a cash boost to your bank balance.

Call our quick house sale London team on 0800 68 99 420 or email us for your no obligation purchase offer today.

Brexit London House Prices

Britain’s vote to leave the EU has had the expected initial turbulence with the pound sinking to its lowest for 31 years and the stock market gyrating. While we are waiting for the dust to settle, it’s worth thinking about Brexit London house prices and whether it’s going to make a difference to the questions “What is my house worth?” and “Will it be harder or easier to sell my house?” or “Why Is My House Not Selling?”.

In the run up to the referendum the property market had already started to slow due to the uncertainty, so what’s the likely outcome for house prices?

Brexit London House Prices

London Property Prices May Fall

In times of uncertainty people tend to put off important decisions until they understand more clearly the risks of going ahead. This may reduce activity in the residential house market and lead to a drop in property prices. So it makes sense to get your house sold as soon as you can in case prices drop and you get less for it.

Big international firms in the City of London are very likely to relocate thousands of high-paying financial jobs to the EU, significantly reducing the demand for high-end properties. Along with stamp duty increases, changes in buy-to-let tax treatment and extra costs for foreign investors, this could lead to an overall drop in property prices.

Although the market may well stabilise in time, the initial reaction has seen a sharp reduction in some of the asking prices for London property. So it’s possible, but by no means certain, that a prolonged spell of price-cutting might lead to lower property prices in the medium term at least.

The Evening Standard reported, thousands of London homes have had their prices slashed since the Brexit vote. If you are a London home owner and you want to sell your property then you may have to sell at a much lower level.

Londoners May Decide Not To Move

There is some evidence from surveys and property sites to suggest than some people may opt to stay in their homes rather than try and sell in an uncertain atmosphere. Since demand is likely to continue to be strong, this could lead to fewer properties on the market and a better price if you’re willing to try your luck.

There May Be A Short Period Of Price Reduction

The shock of an event such as Brexit is always an emotional one, and markets and financial firms respond emotionally and often in an exaggerated fashion. This effect eases with time so even if there are price reductions they are not likely to last for more than a year or so.

Will There Be A Recession?

The initial and continuing financial and industrial shocks that follow the vote to leave the EU have been interpreted as leading inevitably to a recession. People may well be uncertain about taking on large mortgages when the economic climate might worsen.

Brexit London Recession

The reduction in consumer confidence and economic activity that may follow the referendum could have a depressing effect on the housing market. Some commentators have predicted a 5% fall in house prices over the next six months. An expectation of a house price fall could lead to buyers demanding a discount on the selling prices offered by buyers.

So Is It A Good Time To Sell My House?

There is still a shortage of properties on the market and a surfeit of potential buyers, so demand is still strong and supply is weak. This should insulate the market against a significant reduction following the decision to leave the EU. Prices could stay firm because of this.

However, if the emotional shock of the Brexit leads to a general expectation of reduced house prices we could see the housing market suffering from falling house prices for six months to a year or two.

The Verdict

At the moment it’s not clear what the effect of Brexit could be. It could have little effect on the housing market or lead to a price reduction period of varying length. So you could find it difficult to get a good price for your property if you delay in the present uncertain political and economic circumstances.

To ensure you get a quick home sale in London for the best price in this period of restricted supply, go to Sell Property Fast Cash and get a free valuation with no obligation.

Why Is My House Not Selling?

You put your house on the market a while back, hoping for a quick sale to get things settled. Unfortunately it has not turned out that way. You’ve had a bit of interest and some prospective buyers have viewed your property. But you’ve had no offers. So you’re wondering “Why is my house not selling?”

So what’s wrong? Is the market bad at the moment? Are there no buyers around for your type of property? Is it just the situation or is there something you can do? Let’s look at selling my house tips for getting a quick sale.

Why Homes Don’t Sell. What Do I Need To Know?

Targeting The Right Market At The Right Time

Figuring out who might buy your house is the first step to focussing your property on your target market. A second bedroom might be better as a study or left as a bedroom, depending on who might buy your house.

Demand for property is most buoyant in the springtime around February and March and in autumn around September so make sure your selling period includes at least one of these times.


Price is probably the most powerful lever in the housing business apart from location. So it’s really important to get it right. Your property is worth what someone will pay and it’s easy to overvalue it by asking too much.

Finding out what local homes in your area have sold for recently is easy now with the online resources available. If you set your price too high, buyers may have set a ceiling price for your area and miss your property. A realistic price means what other people might offer for your home, not how much you think it’s worth.

Home Asking Price

So bite the bullet and set the price realistically, there’s plenty of advice and data out there to guide you. Setting your price in the normal band for your area will maximise the likelihood of potential buyers considering your property. This is where an experienced local estate agent can really help you. It is likely that a buyer will want to negotiate a bit on your price, so leave yourself a little leeway too.

Enough Good Photos

Most people at least start their property searches online nowadays. And there’s lots of choice so your job is to give your potential buyers the information they need. Good, wide-angle photographs are a big part of this. Out of focus, poorly lit and poorly composed shots will mean many people rule your property out right away.

If you can’t take good shots, get a friend who’s good at photography or pay a professional photographer. Within reason, the more photos the better. Setting the dining table, taking some furniture out of the sitting room and removing clutter from the background of each shot can make a real difference to the perceived quality of your rooms.

Your House Is In Poor Condition

Obvious neglect of maintenance or repairs will put people off or attract offers at significantly less than you are asking. Untidiness or mould growing on the shower walls may be seen as a sign that bigger problems may also exist. So it’s worth fixing any obvious visual problems and spending a bit of money on repainting faded or damaged paintwork.

One really useful thing to do is to check on the competition – what are equivalent homes in the area like? View a few houses yourself and see where your place sits in the quality scale. This may point you towards where you have to improve to get a sale in the present market.

You’re Still Doing Work On It

Small things always need to be done to a property but if you’re in the middle of renovation, extension or rebuilding the garage then buyers will be wary of considering your property. They can’t be sure how things will turn out and if you are doing it yourself they can’t be sure it will meet all the required legislation.

Your House Isn’t Clean

Dirty House

It’s really, really important that your house is spotless. If you can’t do this then get an industrial cleaner service in to do it properly, it will pay off. Kitchens and bathrooms must appear hygienic and fresh, so a new toilet seat and fresh, white towels are a good investment.

Your Home Is Too Personal

Yes, I know it’s your home but when you come to selling it you have to think differently. If you have unusual colour schemes or collections of Mickey Mouse memorabilia that may be lovely but can put people off visualising how they might live in the space. Paint over with neutral shades and remove anything unusual.

Make Yourself Available For Viewings

When engaged in buying a house, people often look at numerous options and view several houses within a short period. Being flexible and putting yourself out to allow people to view your home can pay handsomely. If you are too picky about times they may decide to go elsewhere.

Don’t Show The Property Yourself

Property Viewing

If you are paying an agent to market your property, let them do it and go out for the duration of the viewing. If you have to guide the viewing yourself, have a plan to show the best room last and don’t try and impart too much information. After the guided viewing, invite buyers to look round for a second time on their own. This reduces the pressure they might feel and allows them to talk privately as they tour the property.

Listen To Comments And Questions

The questions and comments from your viewers can be a gold mine. They will tell you the things that come to mind when someone sees your house for the first time. The same question coming up more than once may indicate a problem you should address.

Decluttering and Depersonalising

First impressions stick in the mind and may colour the whole view your prospective buyer has of your property. Go across the street and look at your property as if you were someone else. The outside is what people see first so it’s sensible to ensure the garden is tidy, all the doors and windows are clean and any rubbish is cleared away. Are the paintwork, grouting and windows looking good? Are weeds sprouting all over the drive?

Inside we are usually aware than a clean, tidy and uncluttered room shows itself off to best effect. If necessary put some of your stuff in storage to allow an airy feel to your rooms. People are trying to visualise themselves in your home and being distracted by bright green walls or masses of clutter makes this much more difficult. Depersonalising the rooms can enable someone to see the property as less of your home and more as their potential home.

Make sure the hallway is clear of all obstructions and the bathroom and kitchen surfaces are clear and clean without dirty towels or smelling bins.

It’s Not Fresh

If your home looks a bit tired and run down then your offers are going to come under your expectations too. Freshening up the place with new paint, lino or tiling can reap big rewards. Check all the fittings and bulbs, replacing anything sub-standard. Removing heavy curtains, improving lighting and putting flowers in the room can all help.

Export The Pets

Pet Export

Many people are not fond of animals. Some can be allergic to cats or afraid of dogs, and they can at best be a distraction from the business at hand, your property. The potential damage or smell from animals can also put people off. Farming your animals out for a while can pay dividends as your buyers concentrate on what you want them to see.

Have You Done Any Marketing Yourself?

Your estate agent is not the only way to market your home. You can have fliers printed and distribute them in the local areas, advertise in local papers or make a video tour of your home to post online. People can then get a feel for what it’s like to live in your home.

Opening your house can generate interest and be a source of useful comments on how your property is seen by others. Neighbours and word of mouth can also be powerful ways of finding that one person who really suits your property.

Do You Have The Right Estate Agent?

Choosing the right estate agent can be tricky and there may be little to go on. You want one who is locally experienced and competent and who you can personally relate to. Referrals from someone else may be a good way.

Ensure you are getting the service you expect and be prepared to change once your agreement has ended. You can negotiate a shorter contract and be clear what you expect from an agent. Getting at least three agents to value your house is important and web-based estate agents are also available, with lower fees overall, so are worth considering.

Don’t Tell Lies

While it might be normal to exaggerate a little on descriptions it is very important to try and be as accurate as possible. If a buyer turns up and finds the details are not as described they are going to be very unhappy. They then distrust everything else about you and your property. So describe your property honestly.

Keeping On Track When You Have A Buyer

The longer it takes to get to exchanging contracts, the more likely the deal is to fall through for a number of reasons. You need to keep an eagle eye on this process and talk to your solicitor at least every week to see where things are.

Selling My House Fast?

Setting your house up so that potential buyers perceive it to be just what they want is a complex process. But by following the suggestions above you can make a real difference to your chances of selling your house quickly.

There are other options, you can sell property fast with a dedicated house buying service such as Sell Property Fast Cash who guarantee you a good price for your home and a quick completion.

Selling Your House Back To The Bank

You’ve got to that point when you think you really can’t continue any more. The financial pressures are too much and the mortgage payments are becoming an impossible burden. Perhaps you should consider selling your house back to the bank?

Hold on a minute there. Things may be bad at the moment but if you hand in the keys and walk away you may find that your hasty move increases rather than decreases your financial and legal problems. There isn’t an easy way out here where you can throw off your debt and walk away without consequences of some kind.

When I Sell My Home What Happens With The Mortgage?

Your mortgage loan is a financial transaction guaranteed (‘secured’ in bank-speak) by your house. So the bank or mortgage company knows it can legally take your house and sell it if you default on your payment obligations.

However, selling your house back to the bank doesn’t mean your troubles are over. If the bank sells off your house quickly and gets a low price they may continue to pursue you for the difference between that and the mortgage. It is the mortgage loan, not the property that the bank owns and wants to get back. The mortgage continues to exist until it is paid off by whatever means.

Bank Home Foreclosure

The bank may also add solicitor’s fees, sales commissions and other expenses incurred before your house is sold. If the property takes some time to sell, you will be responsible for expenses such as the mortgage payments, house insurance etc. until the sale.

This all gets added to your debt and is still just as real even though your house is gone. The value of the house sale will be taken off your debt but if anything remains you are still liable for it.

So you could, if you are unlucky or unwise, end up with no home AND a significant mortgage debt. However bad things seem, just moving out and leaving the keys with your financial institution doesn’t look like a smart move.

You may think this is a last resort when you have exhausted all other ideas you had. You may feel you have to give your home to the bank to pay off your debt. You may also be in negative equity, where the loan amount exceeds the present value of your home.

Voluntary Repossession Of House

Voluntary repossession is what we have been talking about. You write a letter to your bank to tell them you can’t pay any longer and are giving up the property.

Now it’s important to realise that the bank does not own your property, you do. The bank owns the mortgage loan to you and it can sell the property to pay the debt off if you can’t pay in the normal way.

If your lender sells your house it may be auctioned off quite quickly so that the bank can recoup some of its money. However, this means your home is rarely sold at anything like its true value. The less your home is sold for, the greater your potential remaining debt and the longer it will take you to pay it off. You want your house to sell for as close as possible to market value.

Is Selling Your House Back To The Bank Without Penalty Possible?

If you allow your lender to repossess your house and sell it off, you might find that the value of the house exceeds your loan and that they owe you money.

However, it is more common for the loan to be greater than the house sale value. If you could have sold it for a reasonable price you would probably have done so already. So it’s more likely you’ll end up still owing a good chunk of debt after the process is over and that will be the penalty you can’t avoid.

By now it may well be clear that giving your house back to the bank could be a bad idea. So what can you do? There are other options, such as selling property for cash with a dedicated house buying service such as Sell Property Fast Cash who guarantee you a good price for your home and a quick completion.

We Buy Any House

Fill in the form on the website or call 0845 004 1118 to get a decent price for your house.

For more information on how can help you sell your house fast please visits our contact us page.

Sell Property Fast Cash,
Summer Lane,
South Yorkshire,
S70 2NZ
Telephone:0800 68 99 42

Property Buyers

House Prices – March 2015

The price of housing has increased by an average of 5.3% over the year March 2014 to March 2015, according to the Land Registry. This indicates the continued trend of restricted supply of properties on the market and thereby increased demand. The average property is now valued at £178,007, still down from the peak of £181,049 which it reached in 2007 before the financial crash. A 0.8% decrease has occurred since February 2015.

House Prices

London’s average cost of property remains the highest in the UK with a price of over £462,000 as against the average overall price of just over £178,000. London’s price rises have lured out more house sellers so there is a good supply of properties to buy, making the market more active.

House Prices in England and Wales

As has been typical over the last few years London has seen the greatest rise in average property value in this period with an increase of 11.3%. The South-East continues to rise strongly, with the North-East the only region showing a price fall, that of 2.9% over the year and 4% over the previous month.

Eastern England seems to be the strongest part of the country in term of prices, reducing times to completion to a low 64 days and with increased supply.

If you’re planning to sell your house fast in the near future then now is a good time with prices steadily rising in most areas of the country. If you are in the North-East where prices have dropped then your property may be seen as very good value and be of interest to a buy-to-let landlord or a first time buyer.

The variation in the house price increase was from 3.6% for flats up to 6.1% for semi-detached houses, showing more strength for larger and detached properties and lower increases for the larger number of flats and maisonettes.

If you want to sell your house fast and have a semi-detached or detached property then both price increases and the scarcity of properties available are working in your favour at the moment.

Time To Market

How long it takes you to sell your house is extremely important. Delays can land you in all sorts of financial difficulties. The standard time for completion has improved lately to 88 days. However, with Sellpropertyfastcash you might be able to complete in a much shorter time such as ten days in favourable circumstances.

House Sales and Repossessions

From January 2014 to January 2015 the number of completed house sales in England and Wales has dropped by 18%. 53,168 sales per month were made during the year. This includes a slightly steeper decrease of 19% for properties worth over £1 million.

Repossessions also dropped, this time by 45% to 590 per month, with the greatest fall this time in London.

Overall while prices are increasing in most areas of the country such as Liverpool and Manchester, there is a lack of supply of new properties for sale coming on to the market. So if you have a property you want to sell quickly then this is a good time to call Sellpropertyfastcash and turn your property into cold, hard cash in your bank account.


  1. Land Registry –

For more information on how can help you sell your house fast please visits our contact us page.

Sell Property Fast Cash,
Summer Lane,
South Yorkshire,
S70 2NZ
Telephone:0800 68 99 42

Fast House Sale

Need To Sell Your Property Fast?

There are many things that can occur whilst trying to sell your home. The advice in this article will help you with some of these difficult decisions.

The most common cause for a home not selling quickly is the asking price. In order to get buyers flocking to your house, you need to set a price that pleases them as well as you. You should conduct some research and find out how much comparable homes have sold for in your neighbourhood. If your goal is to make a quick sale, you should set a price that is about ten percent lower than the cheapest house that was recently sold. If your house is priced low, people will be excited and eager to make offers.

The more competitive your asking price, the more likely you are to get a lot of foot traffic and a quick sale near asking price. Sparking a bidding war among potential buyers could foster a higher sale price than you originally anticipated.

For Sale Sign

Pick your agent carefully when selling your home. Selling a property in a managed and timely matter is important, so be sure your agent is well-versed in this field for your sake. A trusted agent or a home buyer company can make the transaction smooth and less confusing.

When you make your home inviting, it is more likely to attract potential buyers by making them feel welcomed. More people will show interest in a home that looks welcoming and clean. When it is time to show your home, open the curtains and let as much light in as possible. Illuminating your home by utilising only sunlight can be very appealing to potential buyers. Pull back all curtains, drapes, and lift your blinds. In nice weather, open the windows. Fresh air can help your home seem more appealing to buyers.

Paint your walls in neutral hues so that they are less personalised and thus more attractive to buyers. Light candles or bake cookies, not just for the aroma, but to share with potential buyers. Having them feel comfortable in your home will make them want to buy it.

Make sure your home landscape is in good order when selling a house. A lawn needing mowed, or an area that is cluttered with debris or junk, will make many potential buyers hesitant to view the property.

Now that you’ve spent a few minutes of your busy day reading about how you can sell your home quickly, the next step is to obviously put these tips to work. The real estate market can sometimes be extremely volatile, but using these tips will help to simplify the process.

Inexpensive Ways to Develop Your Property

If you’re trying to sell your home it’s a good idea to spruce it up a little and present it to potential buyers with it looking at its best. Developing your property ready to go on the market doesn’t have to cost a fortune; there are plenty of simple, cheap ways to get your house looking more like a show home:


Creative Ways to Declutter Your Home for a Quicker Sale

Too much clutter in your home can be very distracting to potential buyers. They’ll find it more difficult to picture themselves living in the house if all they can see is your DVD collection piled up in the corner next to that bag of stuff you keep meaning to take to the charity shop. It’s also worth remembering that when you do eventually sell your house you’ll have to declutter while you’re packing anyway, so why not do it in advance to attract more buyers to your clean and clutter-free home!

Deep Clean

Woman doing housekeeping

Once you’ve cleared out some of your clutter it’s time to give the house a really good clean. Start by focussing on areas that rarely get cleaned like skirting boards, windows, grouting, etc. Hire a steam cleaner to spruce up your carpets and inject some new life into them. If you find that you have stains that just won’t shift, try some strategically placed rugs! Wipe the walls and clear any dust and cobwebs from the ceiling. It’s also a good idea to clean your blinds and curtains, especially if you have pets or smokers in the house.

Garden Maintenance

Tidy garden after maintenance.

Your garden is one of the first things that a potential buyer will see when they come to view your house so make sure it’s well kept. Mow the lawn, remove weeds and prune any hedges or large bushes. Plant flowers in pots to brighten up the garden; pots are easy for you to take with you when you move house too.


Woman painting wall in yellow.

Giving your house a fresh lick of paint is a great way to brighten it up and make it more appealing to potential buyers. It’s best to stick with neutral colours such as cream and magnolia as this allows potential buyers to view the property as a blank canvas that they can make their own mark on. If you can’t afford to repaint the whole house then just do the skirting boards and picture rails to brighten the place up a little.

Of course, if you’re struggling to sell your home in the traditional way or you need to sell quickly so that you can move into your new house then we can help! Sell Property Fast Cash are on hand to buy your property quickly and easily, get in touch with us today to see how we can help you.

By: John Gasior

We Buy Any House, Quickly, For Cash, Without Fees!

When it comes to selling your property quickly, we buy any house fast! We know that whether it’s to stop repossession, release funds tied in with the equity or because it simply does not sell on the open market, our house buyers team get the job done quickly!

Selling your home quickly does not have to be a painstaking or complex process. We are one of the leading property home buyers in the UK today with over 20 years of experience in selling property fast. We don’t rely on any of the traditional methods that a home seller has to face when selling a property on the open market.

By selling your home with SellPropertyFastCash, you can skip the process of:

– Paying for a home valuation
– Selecting an estate agent
– Listing your home on the open market
– Hassles of people traipsing around your home for viewings
– Instructing a solicitor who will do the legal work
– Stress of broken chains

We Buy Any House, Fast!

Our quick home sale services are simple. If you want to sell your home quickly and achieve maximum value for it than can get the job done is as little as 10 days.

Understanding our clients, their needs and priorities is the core of our function when selling your home fast. Call our home buyer professionals on 0800 68 99 420 for your free home valuation and a no-obligation purchase offer.

Post By: John Gasior

Sell Property Fast with a 24hr Purchase Offer Guarantee!

Today’s ‘sell property fast’ sector is full of companies and agents who promise a quick home sale and often under deliver. Sadly, this ends up costing homeowners lots of time and money.

When homeowners need to sell property fast, they need options. understands that home sellers need those options quickly and is why we guarantee a purchase offer within 24 hours of contact.

If you have found yourself in a position where you need to sell your house fast in order to gain quick access to funds tied up in your home equity then offer more than just a quick home sale.

Experienced Sell Property Fast Agents

Our agents are experienced property professionals who specialise in quick home sales. The property market continues to change and we are changing with it to make sure homeowners can sell a house fast at any given time and in any marketplace.

At SellPropertyFastCash, we are doing everything possible to educate our visitors about unlawful quick sale companies such as the current firms being investigated by OFT. Click here to read more on Firms face action by OFT.

Sell your house fast with UK’s #1 HomeBuyers

If you are genuinely searching for a quick home sale, we can help because we buy any property! is a leading property home buyer that specialises in fast house sales for those seeking to sell property quickly. We provide every enquiry with a free valuation and a no obligation competitive purchase offer.

By John Gasior

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